Blue Ridge Pain Management’s Painless Renovation

“Laura, with ID.ology Interior Design helped us mature our ideas. She actually prevented mistakes and anticipated our needs. The team kept our job within budget and within the timeline. We now have a practice where we love coming to work and our patients are in awe. It was a great experience, thank you! We had an overall idea of what we wanted but actually the final outcome was a superior product than we ever expected! You want a trustworthy contractor? Sean, he’s the man.” Dr. Charles Buzzanell.

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The Settings of Black Mountain is BACK!! (FAQ)

The Settings
The following are a series of frequently asked questions (FAQs)

1. What is the process for getting into the Settings at the weekend?
The gates are open from 7am to 7pm Monday through Saturday. This is a private community and prospects must be accompanied by Realtor at all times. Please do not send clients in with MLS sheets to drive around on their own. Sunday the gates are closed but operable by entering the access code available from ShowingTime.

The code changes on the 1st of each month, and Jane Fuqua at IP will update this code monthly as it changes. Should this not be updated, Jane can be reached at 828-650-6867 or JFuqua@ipmhoa.com.

2. Are there any outstanding assessments at the Settings?
There is an assessment of $1,200 that has been approved by the board for the finishing of Phase one roads. Check with your agent for an update. As at January 2013, yearly dues are $1150 whether you own a lot or a home.

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Lower Operating Costs Mean New-Home Buyers Can Afford More House

shared from NHBA.org A newly published study from NAHB’s Economics and Housing Policy Group looks at how operating costs vary depending on the age of the home, using data that has recently become available from the American Housing Survey (funded by the U.S. Department of Housing and Urban Development and conducted by the U.S. Census Bureau). Basic findings include operating costs (fuels, other utilities, maintenance, property taxes and insurance) that average $6,900 a year, $3.77 per square foot, and 4.24 percent of the home’s value.   However, some of these numbers vary significantly depending on how old the home is.  For example, operating costs as a fraction of value decline regularly as the structure becomes newer, from nearly 5 percent of the home’s value for structures built before 1960 to just under 3 percent for homes built after 2008. The implication of the difference in operating costs is that buyers can purchase a higher-priced home  and achieve the same annual operating costs if the home is newer.  The article provides an example that takes mortgage payments and income tax savings for a typical buyer of a $200,000 new home into account.  The example shows that, if annual costs during the first year of ownership are the constraint, this buyer can afford to pay $37,655—or 23 percent—more for a new house than for one built before 1960. The difference is a little more than enough to cover the price of an extra full bathroom.  For more information, including an explanation of the details underlying the calculations, see the complete study, available online.

Beware of Being Your Own Home Builder

Homeownership is the foundation of the American Dream, and in today’s do-it-yourself culture where how-to advice for just about anything can be found on the internet, many people think they could save a lot of money by building their own home. But your home is likely the single largest investment you will make in your lifetime, and not hiring a professional home builder could be a costly mistake for many reasons—financial, emotional, and physical. Living Stone Staricase Getting financing is an important consideration. As a self-contractor, lenders have strict guidelines and limits on how much money they will give you, and they will require that you provide house plans, specifications and an itemized list of documented costs and bids beforehand.

Even if you feel that you have enough cash to do the job, it is wise to get a loan to cover material or labor cost increases, upgrades or material overruns. Many mortgage companies will not lend money to cover unanticipated costs on a home when construction has already begun.

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Introduction to The Living Stone Difference

We chose Living Stone because of Sean but we love Living Stone because of their team. Molly, Matt, Pam, John, Frank, Laura and our main man Mike! Mike drives our home’s construction, can answer any question at a level you can understand and is a pleasure to work with. Laura organizes and improves all of our design decisions, gives us inspiration and keeps everything on track. Sean, it is a credit to you that you have surrounded yourself with so many truly good people. We are having a ball!  Jim Jones

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